Personalized Solutions

Tailored loans designed for your unique financial needs and budget.

Seamless Process

Enjoy additional payment flexibility and a streamlined loan application process.

Growing Savings

Explore competitive interest rates and watch your savings grow.


Years Experiance


Personalised Loans

Empowering Your Financial Journey Together

Tailored Loans and Growth Strategies

The St. John’s Cooperative Credit Union is with you every step of the way. Whether you are a first-time or seasoned borrower, let us tailor a loan to fit your needs and your budget. We provide financing for provident and productive purposes, including mortgages, weddings, travel, education and debt consolidation. Contact us today to learn about our competitive interest rates and watch your savings grow while you borrow. Rates and terms are subject to change at any time.

Comprehensive Services

General Requirements

  • Must be a member of SJCCU to access all products and services
  • 2 Photo IDs including Passport
  • Proof of address (Utility bill or Internet Bill in envelope)
  • Cash Security which varies according to loan type
  • Substantiating documents
  • One month’s installment on Account
  • Compulsory Savings and Shares
  • Salary Deduction or Assignment
  • Job Letter and 2 months’ pay slip | Business Registration Certificate if self-employed


Years Experiance

Goal-Oriented Financing

Loan Services

Auto Car Loan

Hit the road to financial empowerment today and drive towards your goals.

Land Loans

Turn your dream into reality – seize the opportunity to own a piece of the rock.

Business Loan

Launch or expand your business with SJCCU's personalized, prompt attention to serve.

Mortgage loans

Explore SJCCU's mortgage solutions for home purchase, land, and building projects. Your path to homeownership.

Personal Loan

Borrow up to $25,000.00 for travel, weddings, furniture, appliances, and more. Up to 5 years repayment.