SJCCU puts you behind the wheel of a brand new car. Allow us to provide a finance solution that suits your needs.


For all vehicle loans

  • Insurance quotation
  • Insurance savings during life of the loan
  • Bill of Sale and Assignment of vehicle to SJCCU
  • Insurance receipt annually for the life of the loan

New Vehicles

Best value for your investment

  • No deposit
  • Low monthly payment
  • Competitive interest rates
  • Up to 7 years to repay
  • Insurance, licensing and legal fees included


  • 2 Pieces of ID
  • Job Letter
  • Sales agreement from car dealer

Pre-owned or Reconditioned Vehicles

Your local or online purchase made easy

  • Borrow up to $50,000.00
  • Competitive Interest Rates
  • Up to 4 years to repay
  • A proven strategy to help you get your dream car online


  • Proforma invoice (before online booking) or Sale agreement for local purchase
  • Valuation report for local purchase

Download and complete our loan application form Apply For Loan