Personalised Solutions
Tailored loans designed for your unique financial needs and budget.
Seamless Process
Enjoy additional payment flexibility and a streamlined loan application process.
Growing Savings
Explore competitive interest rates and watch your savings grow.
42
Years of success
WELCOME
Saving Together for Financial Self-Sufficiency
Welcome to St. John’s Co-operative Credit Union Ltd. (SJCCU), your trusted financial partner dedicated to enhancing the lives of our members and community. For over 42 years, we have provided innovative and affordable financial services, empowering individuals and families to achieve their goals and secure their future.
Whether you're opening a savings account, applying for a loan, or exploring our range of services, we are here to support your journey towards financial independence and prosperity.
Join us today and experience the difference of a co-operative that puts people first. Together, we can build a brighter, more secure future for all.
WHAT WE OFFER
We provide the best Business Services
Whether you are launching a business or expanding your current operation, SJCCU offers personalized speedy attention to the corporate clients we serve.
Payroll Processing
Trust SJCCU for accurate and efficient payroll processing.
Chequing Account
Manage your business finances seamlessly with our chequing accounts
ATM Access
Enjoy local and regional banking network access through SJCCU's ATMs.
Mobile App
Stay connected to your business accounts anytime with our mobile app.
Case Study
Discover our featured
work studies
OUR TESTIMONIALS
What others are saying
PROFESSIONAL TEAM
Meet the highly qualified
team members
OUR PROCESS
Our process in four
simple steps
Save & Invest
Saving at least 10 – 15% of earnings to help cushion life’s eventualities.
A regular deposit allows members to save and withdraw without restrictions and is the ideal solution for managing your day to day expenses. Access your money anytime, anywhere via our 24-hour ATM service and enjoy the convenience of direct deposit from your employer.
- ATM Access
- Competitive Interest Rate
A chequing account with SJCCU provides access to your savings with the with the added security of a cheque book. Keep track of your expenses and transact business without carrying large sums of cash with you.
- ATM Access
- Fees as low as $20.00 per month
- Personalised cheque book
Save, Earn, Grow your savings with a Fixed Deposit from St. John’s Cooperative Credit Union. Instead of keeping that lump sum of cash at home, invest it with the credit union and earn interest. As this type of account will attract penalty for early withdrawals, we suggest opening a Flexi-BOX account for a shorter-term saving facility. Save for six or twelve months
- Low minimum deposit of $1,000.00
- Interest paid at maturity
- Minimum deposit term of 1 year
- Can be used as collateral for loan services
