Personalised Solutions

Tailored loans designed for your unique financial needs and budget.

Seamless Process

Enjoy additional payment flexibility and a streamlined loan application process.

Growing Savings

Explore competitive interest rates and watch your savings grow.


Years of success

Live the best life

Saving Together for Financial Self-Sufficiency

  • Community
  • Empowerment


St. John’s Cooperative Credit Union (SJCCU) has been serving the public of Antigua & Barbuda since August 16, 1982 when the then Registrar of Cooperatives, Mr. George Jonas, presented the certificate of Registration to the first 16 members.


We provide the best Business Services

Whether you are launching a business or expanding your current operation, SJCCU offers personalized speedy attention to the corporate clients we serve.

Payroll Processing

Trust SJCCU for accurate and efficient payroll processing.

Chequing Account

Manage your business finances seamlessly with our chequing accounts

ATM Access

Enjoy local and regional banking network access through SJCCU's ATMs.

Mobile App

Stay connected to your business accounts anytime with our mobile app.

Case Study

Discover our featured
work studies


What others are saying


Meet the highly qualified
team members


Our process in four
simple steps


Strategic Planning

We initiate our process with comprehensive strategic planning


Innovative Solutions

Our volunteers continuously explore and introduce innovative solutions


Operational Excellence

We offer 24-hour online and ATM access, ensuring convenient services


Continuous Improvement

We ensure that our services remain relevant, efficient, and aligned

Save & Invest

Saving at least 10 – 15% of earnings to help cushion life’s eventualities.

  • Savings Account
  • Chequing
  • Fixed Deposit

A regular deposit allows members to save and withdraw without restrictions and is the ideal solution for managing your day to day expenses. Access your money anytime, anywhere via our 24-hour ATM service and enjoy the convenience of direct deposit from your employer.

  • ATM Access
  • Competitive Interest Rate

A chequing account with SJCCU provides access to your savings with the with the added security of a cheque book. Keep track of your expenses and transact business without carrying large sums of cash with you.

  • ATM Access
  • Fees as low as $20.00 per month
  • Personalised cheque book

Save, Earn, Grow your savings with a Fixed Deposit from St. John’s Cooperative Credit Union.  Instead of keeping that lump sum of cash at home, invest it with the credit union and earn interest. As this type of account will attract penalty for early withdrawals, we suggest opening a Flexi-BOX account for a shorter-term saving facility. Save for six or twelve months

  • Low minimum deposit of $1,000.00
  • Interest paid at maturity
  • Minimum deposit term of 1 year
  • Can be used as collateral for loan services

Professional Team

Meet the highly qualified team members

Comments Off on Our Friars Hill Road Branch Celebrates 1 year Anniversary

Our Friars Hill Road Branch Celebrates 1 year Anniversary

Comments Off on Extension of Loan Moratorium Program and Assistance Options for Members Affected by COVID-19

Extension of Loan Moratorium Program and Assistance Options for Members Affected by COVID-19

Comments Off on SJCCU celebrates 41 years of serving the public

SJCCU celebrates 41 years of serving the public

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