Provides all the features of our regular savings account where cash security for loans are held.

A chequing account with SJCCU provides access to your savings with the added security of a cheque book. Keep track of your expenses and transact business without carrying large sums of cash with you.

Save, Earn, Grow your savings with a Fixed Deposit from St. John’s Cooperative Credit Union.  Instead of keeping that lump sum of cash at home, invest it with the credit union and earn interest. As this type of account will attract penalty for early withdrawals, we suggest opening a Flexi-BOX account for a shorter-term saving facility. Save for six or twelve months.

A special deposit and withdrawal account ideal for groups, associations and businesses.

It is never too early to begin teaching our children the principles of managing money and saving for a rainy day. The gift of financial responsibility stays with them for a lifetime. At SJCCU we encourage saving for their future with either Kick-Start Junior Savings Account (inhouse) or the Kick-Start School Savers Club. Our ‘Kick-Start’ accounts were created to introduce our young people to the Co-operative movement.

Save a specific amount for a specified period of 12 months toward a particular financial goal.  SJCCU offers an array of savings options for you to choose from.

You determine the start-up date:

• Mortgage Savings Club (MORSA)
• Retirement Savings Club (RESA)
• Vacation Travel & Leisure Club (VTL)
• Youth Empowerment and Professionals Club (YEP)
• 9-1-1 Emergency Savings

Seasonal Clubs

• Summer Club – Starts July 1^st Ends June 30^th
• Christmas Club – Starts Dec. 1^st End Nov. 30^th