Personalised Solutions

Tailored loans designed for your unique financial needs and budget.

Seamless Process

Enjoy additional payment flexibility and a streamlined loan application process.

Growing Savings

Explore competitive interest rates and watch your savings grow.

42

Years of success

Live the best life

Saving Together for Financial Self-Sufficiency

  • Community
  • Empowerment

OUR STORY

St. John’s Cooperative Credit Union (SJCCU) has been serving the public of Antigua & Barbuda since August 16, 1982 when the then Registrar of Cooperatives, Mr. George Jonas, presented the certificate of Registration to the first 16 members.

WHAT WE OFFER

We provide best the Business Services

Whether you are launching a business or expanding your current operation, SJCCU offers personalized speedy attention to the corporate clients we serve.

Payroll Processing

Trust SJCCU for accurate and efficient payroll processing.

Chequing Account

Manage your business finances seamlessly with our chequing accounts

ATM Access

Enjoy local and regional banking network access through SJCCU's ATMs.

Mobile App

Stay connected to your business accounts anytime with our mobile app.

Case Study

Discover our featured
work studies

OUR TESTIMONIALS

What others are saying

PROFESSIONAL TEAM

Meet the highly qualified
team members

OUR PROCESS

Our process in four
simple steps

1

Strategic Planning

We initiate our process with comprehensive strategic planning

2

Innovative Solutions

Our volunteers continuously explore and introduce innovative solutions

3

Operational Excellence

We offer 24-hour online and ATM access, ensuring convenient services

4

Continuous Improvement

We ensure that our services remain relevant, efficient, and aligned

Save & Invest

Saving at least 10 – 15% of earnings to help cushion life’s eventualities.

  • Savings Account
  • Chequing
  • Fixed Deposit

A regular deposit allows members to save and withdraw without restrictions and is the ideal solution for managing your day to day expenses. Access your money anytime, anywhere via our 24-hour ATM service and enjoy the convenience of direct deposit from your employer.

  • ATM Access
  • Competitive Interest Rate

A chequing account with SJCCU provides access to your savings with the with the added security of a cheque book. Keep track of your expenses and transact business without carrying large sums of cash with you.

  • ATM Access
  • Fees as low as $20.00 per month
  • Personalised cheque book

Save, Earn, Grow your savings with a Fixed Deposit from St. John’s Cooperative Credit Union.  Instead of keeping that lump sum of cash at home, invest it with the credit union and earn interest. As this type of account will attract penalty for early withdrawals, we suggest opening a Flexi-BOX account for a shorter-term saving facility. Save for six or twelve months

  • Low minimum deposit of $1,000.00
  • Interest paid at maturity
  • Minimum deposit term of 1 year
  • Can be used as collateral for loan services
  • Simple
  • Transparent
  • Secure

Get quick business loans

Apply For Loan